One of the greatest obstacles that I have seen home buyers have is saving up enough for a home downpayment so they can get a loan.
If you are having the same challenge then here are the things that you should recognize:
Typically, lenders are going to look for 5%-20% of down payment on a loan. However, there are lots of great programs available depending on your situation, your credit history, your income, are you a veteran, are you a first time home buyer, etc. that you can get in. Some cases have a zero down payment or as low as 3.5% down payment.
It really depends on the factors above and is unique to your situation.
If you want to know more, I’m happy to help you out. Send me an email at Dan@greetingsvirginia.com or call me at 703-562-1788 and I’ll be glad to answer specific questions for you.
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